Jose Penalver Beltran is a second-generation business broker with a strong foundation in finance, operations, and entrepreneurship. With an MBA from Samford University and a background in commercial credit underwriting, Jose brings analytical rigor and a personal touch to every transaction. Having grown up around business deals and negotiations—his father is also a successful business broker—Jose developed an early passion for helping entrepreneurs achieve their goals. He combines that legacy with his own professional experience in financial services, client relationship management, and business analysis to provide sellers and buyers with insightful guidance throughout the deal process. Bilingual in English and Spanish, Jose excels at building relationships with clients from diverse backgrounds. He is committed to creating win-win outcomes and approaches each engagement with integrity, attention to detail, and a deep respect for the hard work business owners put into building their companies. Outside the office, Jose is an avid cyclist, runner, and fitness enthusiast. As a former NCAA Division I track and field athlete, he brings the same discipline, focus, and competitive spirit to his work as a business broker.